Comfort You Can Pay For Over Time
Equipment rarely picks a convenient moment to fail. A replacement system is one of the larger purchases a household makes, and almost nobody has that amount sitting in checking in the middle of a Phoenix summer. Financing exists, so the decision comes down to what your home actually needs, not what happens to be in the account this week.
Why Financing Helps
- Spread a replacement across months instead of one large payment
- Choose the more efficient system now and start lowering your energy bills sooner
- Keep your savings available for everything else life sends you
- Move on to an emergency replacement without waiting to gather funds
How It Works
Request an estimate
We look at your home, size the equipment properly, and quote the work before anything starts.
Pick an option
We walk you through the lenders we work with and what each one tends to be good for.
Apply online
Both applications are short and can be completed from your phone in a few minutes.
Get a decision
Approvals typically come back quickly, and the lender makes that call, not us.
We schedule
Once you are approved, we book your installation.
Options Available
We maintain working relationships with two lenders that specialize in home improvement projects, so you can apply directly and use the funds toward a new system or another large project.
- Service Finance Company. Apply online through our dealer application.
- A soft credit check is used for funding, and the highest score from all three bureaus is used to see whether you qualify. Getting started takes a few minutes.
There is also a loan calculator on this page. Enter an amount, a term, and a rate to see roughly what a monthly payment would look like. It is a planning tool and an estimate only, not an offer or a guarantee.
Arizona homeowners may be able to stack a rebate on top of financing as well. Our HEAR and HOMES Rebates page covers what is currently available and who qualifies.
Eligibility And Requirements
All financing is subject to credit approval by the lender. The application, the approval, and the terms come from them, and we are not the ones making that decision. GoodLeap begins with a soft credit check, so exploring your options does not have to start with a hard inquiry.
Common Questions
Will applying affect my credit?
GoodLeap uses a soft credit check until the loan is funded, so you can find out where you stand without a hard pull. Terms and processes vary by lender, so ask before you apply.
How long do I have to pay it off?
That depends on the lender and your approval. The calculator on this page runs from six months out to ten years, so you can see how the term changes the monthly number.
Can I combine financing with a rebate or a special?
Often, yes. Tell us what you are looking at and we will sort out what applies to your project and what stacks.
Who handles the paperwork?
You apply directly with the lender through the links on this page. We stay involved on the project side and coordinate scheduling once you are approved.
Ready To Talk Numbers
Get an estimate first, then decide how you want to pay for it. No pressure either way.
